Funding for Estate Matters
Helping You Navigate Estate Matters With Confidence
Flexible funding for estate administration, inheritance advances and estate disputes.
Helping executors, beneficiaries and families move forward with greater peace of mind.
Fast approvals
Flexible Funding
We Reduce Barriers to Access
No upfront costs
Repaid from proceeds
Transparent Fees
No hidden surprises
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Client Testimonials
What Our Clients Say
More than 90% of our clients are very satisfied with JustFund's level of service
How We Help
Flexible Funding for the Whole Estate Journey
Estate matters are often complex, sensitive and time-consuming. JustFund eases the financial pressure across the whole estate journey for executors and beneficiaries by providing access to funds when they’re needed most.
Probate & legal costs
Court & filing fees, executor expenses, and the costs of contesting or defending an estate
Property & household
Rates, insurance, utilities and upkeep — so the estate isn’t eroded while you wait
Professional advice
Financial planners and advisors for more complex estates and decisions
Early inheritance access
Cash advance for beneficiaries who can’t afford to wait out probate or settlement
FUNDING FOR EXPENSES AT EACH STAGE OF YOUR ESTATE MATTER
Death & notification
Funeral, immediate bills & Debts
Probate & valuation
Legal fees, court costs & accounting
Administration
Property upkeep, rates & ongoing costs
Distribution
Repaid from proceeds – no out of-pocket cost
Eligibility not based just on income or credit scores.
We assess each matter on the estate’s assets and the merits of your role – so the financial pressure doesn’t fall on you personally
How We Help
Funding to Suit Your Situation
Deceased estates bring different challenges depending on where you stand.
Whether you’re administering an estate, waiting on an inheritance, or fighting for a fair share, we shape funding to fit — so you can focus on what matters most.
For Executors
Fulfil your obligations without being out of pocket
Carrying out a loved one’s wishes often means real expenses long before the estate’s assets become available. We cover the cost of administering the estate, so you don’t have to dip into your own savings or delay important steps.
We fund
- Probate & court fees
- Funeral & burial
- Property upkeep
- Valuation & accounting
- Unpaid debts & taxes
- Council fees
- Ongoing legal fees
Repaid from estate proceeds when the estate is finalised.
Assessed on the estate’s assets – not your personal finances.
For Beneficiaries
Don't put your life on hold while probate runs
Probate can take months, sometimes years. If you’re relying on an inheritance to pay urgent bills, manage commitments, or simply move forward, we advance what is already yours so you don’t have to wait.
We fund
- Cash advance on inheritance
- Urgent bills & debts
- Property & living costs
- Matched to your needs
Repaid when the estate is distributed.
Based on your expected share, no monthly repayments along the way.
Estate Disputes
Pursue a fair outcome, without financial compromise
Whether you’re contesting a will or defending one as executor, the right legal representation shouldn’t depend on what you pay upfront. We cover the cost of pursuing a fair outcome so the merits of your matter decide the result.
We fund
- Solicitor & barrister fees
- Claims for Further Provision
- Will defence
- Mediation
Repaid when the matter is settled.
Designed for the merits of your case – not your bank balance.
WHAT MAKES US DIFFERENT
Eligibility not based just on income or credit score
We assess your case on its merits and assets – and look beyond your bank balance or credit score.
Nothing to pay until distribution
No monthly repayments while your matter is in progress, repaid only when the estate finalises or the dispute resolves.
How It Works
Your Path to a Better Outcome
Find your way to a better tomorrow in four easy steps.
Apply
Apply online or call us to discuss your estate matter. We work directly with your lawyer to understand the matter and move quickly.
Assess
We determine eligibility for a line of credit to cover estate related expenses within one week, once we have received all the necessary information.
Approve
If approved, we advance funds to cover legal fees, probate costs, executor expenses, or early inheritance access, giving you the support to manage estate costs until the matter is finalised.
Repay
Repay when the matter is finalised. Repayment is made from estate proceeds or settlement, with no monthly repayments required during the matter.
Who We Are
A Team That Genuinely Cares About Your Outcome
Our qualified team of in-house legal experts and customer service professionals understand what you are going through and will guide you every step of the way, with patience, professionalism and care.
Our mission is to make sure you feel heard and find a pathway to a better future. Dealing with the death of a loved one can feel overwhelming. We are here to answer your questions and help you take the next step.
Recognition
Australia's Most Trusted Legal Funder
We are real people, here to support you through complex moments.
We combine legal funding expertise with a human approach, so you feel supported, not pressured.
Our mission is to make legal funding more accessible, transparent, and fair for all Australians.
- Trusted by 1,200+ law firms across Australia
- FinTech Australia Finnies Awards 2024 - Positive Impact Award
- FinTech Australia Finnies Awards 2025 - Excellence in Lending
- Australian Financial Review’s FastStarter Award (top 5 fastest growing companies 2025)
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Trusted by Australia’s leading family & estate law firms
FAQ
Frequently Asked Questions
What is Estates Funding?
Estates Funding is a service from JustFund that provides executors with access to funds secured against estate assets. This allows you to pay necessary costs during estate administration without using your own personal money or asking professionals (such as your lawyer) to wait for the estate’s assets to become liquid.
Who can apply for an Estates Funding loan?
The executor or administrator of the estate, or their lawyer, can apply for the loan. Beneficiaries, in some circumstances, may also be able to apply.
What expenses can the loan cover?
The loan can be used for costs connected to probate and administration, such as funeral expenses, legal fees, valuations and court filing fees. It can also be used for maintenance of the estate such as property insurance or repairs, and even for legal fees incurred by executors to defend litigation claims. With beneficiary consent, it can also fund renovations, sale preparations, or even early inheritance distributions.
How much will you lend?
The amount lent depends on your specific circumstances and that of the estate, including the value of its assets and the costs involved in administration. Each case is assessed individually to ensure the funding is tailored and appropriate. Contact JustFund to discuss how they can best assist you.
Can the loan be used for family provision disputes?
Yes. The loan can cover an executor’s legal costs in defending or mediating a family provision claim. It may, in some circumstances, be used by a plaintiff to run such a claim, but those are limited circumstances – contact JustFund to discuss further if this applies to you.
As a beneficiary, can I use JustFund to access my inheritance early?
Yes. There are two ways this could happen. One option is for the executor to use part of the loan as an early release of your inheritance, with the amount plus interest later deducted from your final share of the distribution. The other option is that as a beneficiary you apply individually for a loan against your pending inheritance.
Are there monthly repayments?
No. There are no out-of-pocket monthly repayments. All interest and fees are added to the loan balance and repaid in full from the estate as part of the administration and distribution process.
What are the costs of the loan?
You will not pay any fees or interest out-of-pocket until the estate’s assets are distributed. Any applicable fees and charges are added to your account and repaid as a lump sum upon settlement.
Executor loans are subject to the following:
Interest – Interest is calculated on the debit balance of your account. This means that interest is charged only on what you actually use from the date of each draw down – you do not pay interest on the unused credit on your account. The current variable interest rate for Executor loans starts from 9.85%.
Assessment & Administration Fee – This covers the costs of conducting a full merits assessment of your application based on your unique circumstances. It depends on the complexity of your matter and size of your line of credit, and starts from $560.
Invoice Processing Fee – This covers the cost of processing invoice payments on your behalf and reviewing updates on the status of your legal matter. It is charged as a monthly fee of $49 and added to fees that are repaid once you receive your disbursement.
A caveat fee may also apply depending on your circumstances. A detailed breakdown of fees and charges is provided to all applicants. For pricing on beneficiary loans, contact JustFund directly.
How quickly can funds be accessed?
Once an application is submitted and the estate’s solvency is assessed, loans can be approved within a few days and invoices paid within 24 hours of approval.
How is the loan repaid?
The loan is repaid directly from the estate’s assets along with all other liabilities that are paid as part of the administration of the estate. Funds flow from the estate assets via your lawyer’s trust account, and your law firm will ensure repayment of the loan on your behalf.
Does taking a loan reduce beneficiaries' inheritance?
Not necessarily. The loan is used for expenses and costs that need to be incurred regardless of whether the executor takes out the loan or not, so any additional cost to the estate would be limited to just the interest and fees. In many cases, timely access to funds can actually preserve or increase the estate’s value by preventing urgent losses or by improving property to increase the sale price and the final share to beneficiaries.
Can the loan be used to pay personal debts of the executor?
No. The loan is only for estate-related expenses. It cannot be used for an executor’s private debts or unrelated costs.
What happens if the estate is insolvent?
If the estate cannot cover its debts, funding may not be approved. JustFund assesses solvency upfront to ensure the loan is responsible and repayable from estate assets.
How does this benefit beneficiaries?
Beneficiaries benefit from faster distribution, preservation of sentimental items and property, potential increases in inheritance value through repairs or marketing costs prior to sale, and less financial pressure during the process for all involved.
Will this loan affect my credit score?
No it won’t – JustFund may perform a soft credit check only, which shows as a nil balance on your report and does not impact your score.
Is it necessary to provide security over real estate?
JustFund is different from most lenders because taking additional security isn’t always a requirement. Whether security over real estate assets is taken depends on your circumstances, including the type of loan, the stage of your matter, and the nature of the assets within the estate. This will be clarified and discussed with you as part of the application process.