Funding for Estate Matters
Helping You Navigate Estate Matters With Confidence
Flexible Funding for Estate Administration, Inheritance Advances and Estate Disputes
Helping executors, beneficiaries and families move forward with greater peace of mind.
Fast Payments
Usually within 24 hours of invoice approval
Flexible Funding
We reduce barriers to access
No Out-of-Pocket Costs
Repaid from proceeds
Transparent Fees
No surprises
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Client Testimonials
What Our Clients Say
More than 90% of our clients are very satisfied with JustFund's level of service
Funding Before Distribution
Help When Estate Assets Aren’t Yet Accessible
Estate matters often involve costs long before assets are ready to be distributed. Property may still need to be sold, probate may be underway or funds may simply be tied up while administration continues.
JustFund helps eligible executors and beneficiaries access funding during that gap. This can help cover approved estate expenses, support estate administration or provide early access to part of an expected inheritance where appropriate.
Our aim is to ease the financial pressure while the estate progresses, so you can focus on carrying out your responsibilities or moving forward with greater confidence and dignity.
How We Help
Flexible Funding for the Whole Estate Journey
Estate matters are often complex, sensitive and time-consuming. JustFund eases the financial pressure across the whole estate journey for executors and beneficiaries by providing access to funds when they’re needed most.
Probate and Legal Costs
Court and filing fees, executor expenses, and the costs of contesting or defending an estate
Property and Household
Rates, insurance, utilities and upkeep — so the estate isn’t eroded while you wait
Professional Advice
Financial planners and advisors for more complex estates and decisions
Early Inheritance Access
Cash advance for beneficiaries who can’t afford to wait out probate or settlement
FUNDING FOR EXPENSES AT EACH STAGE OF YOUR ESTATE MATTER
Death and Notification
Funeral, immediate bills and debts
Probate and Valuation
Legal fees, court costs and accounting
Administration
Property upkeep, rates and ongoing costs
Distribution
Repaid from proceeds; no out-of-pocket cost
Eligibility Not Based Just on Income or Credit Score
We assess each matter on the estate’s assets and the merits of your role so the financial pressure doesn’t fall on you personally
Funding Options
Funding to Suit Your Situation
Every estate matter is different, and the financial pressures can depend on your role and what needs to happen next. JustFund offers flexible funding for executors, beneficiaries and eligible estate disputes, helping make difficult circumstances a little easier to manage.
For Executors
Manage estate costs without relying on your own savings.
Carrying out a loved one’s wishes can involve significant expenses before estate assets become available. Funding can help cover approved administration costs so you can keep important steps moving without having to meet those costs personally.
We fund:
- Probate and court fees
- Funeral and burial
- Property upkeep
- Valuation and accounting
- Unpaid debts and taxes
- Council fees
- Ongoing legal fees
Repaid from estate proceeds when the estate is finalised.
Assessment is based on the estate’s assets and circumstances, rather than relying only on your personal finances.
For Beneficiaries
Access part of your expected inheritance when waiting is difficult.
Probate and estate administration can take time. If you have an expected inheritance ahead but need access to funds sooner, an inheritance advance may help with urgent bills, living costs or other financial commitments while you wait.
We fund:
- Cash advance on inheritance
- Urgent bills and debts
- Property and living costs
- Matched to your needs
Repaid when the estate is distributed.
Funding is based on your expected share, with no monthly repayments while the estate is being administered.
Estate Disputes
Access legal support without adding to the financial pressure.
Contesting or defending a will can be emotionally and financially demanding. Eligible funding can help cover legal representation and related costs, giving you greater capacity to progress your matter without immediate legal expenses becoming another source of pressure.
We fund
- Solicitor and barrister fees
- Claims for further provision
- Will defence
- Mediation
Repaid when the matter is settled.
Applications are assessed with regard to the circumstances and merits of the matter, not simply your current financial position.
WHAT MAKES US DIFFERENT
Eligibility Not Based Just on Income or Credit Score
We assess your case on its merits and assets and look beyond your bank balance or credit score.
Nothing to Pay Until Distribution
No monthly repayments while your matter is in progress, repaid only when the estate finalises or the dispute resolves.
When Funding May Help
Support for Different Estate Challenges
Estate matters can involve financial pressure, delays and difficult decisions at different stages. JustFund may be able to help if you are:
- Managing estate expenses as an executor
- Waiting for access to an expected inheritance
- Dealing with a contested or disputed estate
- Facing legal, property or administration costs before assets are available
- Unsure how to cover approved expenses while the estate progresses
Our team can help you understand which funding option may suit your circumstances and what the next step could look like.
How It Works
Your Path to a Better Outcome
Find your way to a better tomorrow in four easy steps:
Apply
Apply online or call us to discuss your estate matter. We can work with you and your lawyer to understand what is needed and help keep the process moving.
Assess
We assess your circumstances, the estate or expected entitlement and the funding required. Eligibility is typically determined within one week once we have received the information we need.
Approve
If approved, funding can be used for eligible legal fees, probate costs, executor expenses or an inheritance advance, depending on your situation.
Repay
Repayment is deferred until the estate is distributed or the relevant matter is resolved, with no monthly repayments required while the matter is ongoing.
Who We Are
A Team That Genuinely Cares About Your Outcome
Our qualified team of in-house legal experts and customer service professionals understand what you are going through and will guide you every step of the way, with patience, professionalism and care.
Our mission is to make sure you feel heard and find a pathway to a better future. Dealing with the death of a loved one can feel overwhelming. We are here to answer your questions and help you take the next step.
Recognition
Australia's Most Trusted Legal Funder
We are real people, here to support you through complex moments.
We combine legal funding expertise with a human approach, so you feel supported, not pressured.
Our mission is to make legal funding more accessible, transparent and fair for all Australians.
- Trusted by 1,600 law firms across Australia
- FinTech Australia Finnies Awards 2024 - Positive Impact Award
- FinTech Australia Finnies Awards 2025 - Excellence in Lending
- Australian Financial Review’s FastStarter Award (top 5 fastest growing companies 2025)
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Trusted by Australia’s leading family & estate law firms
FAQ
Frequently Asked Questions
What is estates funding?
Estates funding helps eligible executors cover approved estate costs before estate assets become available. JustFund provides estate administration funding in Australia for this purpose. Depending on the circumstances, an estate loan in Australia may also help eligible beneficiaries access part of an expected inheritance early.
Who can apply for an estates funding loan?
Executors, estate administrators or their lawyers can apply for funding. If you are looking for a loan for executor funding and expenses, we can assess the estate and explain what may be available. Eligible beneficiaries may also apply for inheritance funding.
What expenses can the loan cover?
Funding for estate expenses may help cover approved legal fees, probate costs, funeral expenses, valuations, property maintenance, insurance and other administration costs. Depending on the circumstances, funding may also assist with estate disputes, preparing assets for sale or early inheritance access.
How much will you lend?
The amount lent depends on your specific circumstances and that of the estate, including the value of its assets and the costs involved in administration. Each case is assessed individually to ensure the funding is tailored and appropriate. Contact JustFund to discuss how they can best assist you.
Can the loan be used for family provision disputes?
Yes. The loan can cover an executor’s legal costs in defending or mediating a family provision claim. It may, in some circumstances, be used by a plaintiff to run such a claim, but those are limited circumstances. Contact JustFund to discuss further if this applies to you.
As a beneficiary, can I use JustFund to access my inheritance early?
Yes. There are two ways this could happen. One option is for the executor to use part of the loan as an early release of your inheritance, with the amount plus interest later deducted from your final share of the distribution. The other option is that as a beneficiary you apply individually for a loan against your pending inheritance.
Are there monthly repayments?
No. There are no out-of-pocket monthly repayments. All interest and fees are added to the loan balance and repaid in full from the estate as part of the administration and distribution process.
What are the costs of the loan?
You will not pay any fees or interest out-of-pocket until the estate’s assets are distributed. Any applicable fees and charges are added to your account and repaid as a lump sum upon settlement.
Executor loans are subject to the following:
- Interest: Interest is calculated on the debit balance of your account. This means that interest is charged only on what you actually use from the date of each drawdown. You do not pay interest on the unused credit on your account. The current variable interest rate for Executor loans starts from 9.85%.
- Assessment and administration fee: This covers the costs of conducting a full merits assessment of your application based on your unique circumstances. It depends on the complexity of your matter and size of your line of credit, and starts from $560.
- Invoice processing fee: This covers the cost of processing invoice payments on your behalf and reviewing updates on the status of your legal matter. It is charged as a monthly fee of $49 and added to fees that are repaid once you receive your disbursement.
A caveat fee may also apply depending on your circumstances. A detailed breakdown of fees and charges is provided to all applicants. For pricing on beneficiary loans, contact JustFund directly.
How quickly can funds be accessed?
Once an application is submitted and the estate’s solvency is assessed, loans can be approved within a few days and invoices paid within 24 hours of approval.
How is the loan repaid?
The loan is repaid directly from the estate’s assets along with all other liabilities that are paid as part of the administration of the estate. Funds flow from the estate assets via your lawyer’s trust account, and your law firm will ensure repayment of the loan on your behalf.
Does taking a loan reduce beneficiaries' inheritance?
Not necessarily. The loan is used for expenses and costs that need to be incurred regardless of whether the executor takes out the loan or not, so any additional cost to the estate would be limited to just the interest and fees. In many cases, timely access to funds can actually preserve or increase the estate’s value by preventing urgent losses or by improving property to increase the sale price and the final share to beneficiaries.
Can the loan be used to pay personal debts of the executor?
No. The loan is only for estate-related expenses. It cannot be used for an executor’s private debts or unrelated costs.
What happens if the estate is insolvent?
If the estate cannot cover its debts, funding may not be approved. JustFund assesses solvency upfront to ensure the loan is responsible and repayable from estate assets.
How does this benefit beneficiaries?
Beneficiaries benefit from faster distribution, preservation of sentimental items and property, potential increases in inheritance value through repairs or marketing costs prior to sale, and less financial pressure during the process for all involved.
Will this loan affect my credit score?
No, it won’t. JustFund may perform a soft credit check only, which shows as a nil balance on your report and does not impact your score.
Is it necessary to provide security over real estate?
JustFund is different from most lenders because taking additional security isn’t always a requirement. Whether security over real estate assets is taken depends on your circumstances, including the type of loan, the stage of your matter, and the nature of the assets within the estate. This will be clarified and discussed with you as part of the application process.