Pricing
We aim to be as transparent as possible with regards to our pricing and fees structure for funding. Beyond our commitment to serving clients with professionalism and empathy, our mission is to support Australians achieve justice and we believe JustFund offers the best value funding option in the Australian family law market.
A JustFund line of credit is approved based on an independent assessment by our in-house team of family law experts who determine if the net asset pool is sufficient to cover legal fees and other expenses, in a fair and responsible way.
We fund clients who are often turned away by traditional lenders, since they have low incomes or have been stay at home parents. Or they may be asset-rich but simply don’t want to sell assets to cover legal expenses.
Our policy is to issue a line of credit that is no greater than 20% of the total settlement amount likely to be received by the client so that fees and expenses do not unduly erode the client’s take home balance when the matter is finalised.
Any fees or interest out-of-pocket do not need to be paid until settlement and are repaid as a lump sum at settlement.
What does a JustFund line of credit cover?
Lawyers or clients may apply at any stage of the settlement process – from the very beginning for assurance that legal fees can be covered, during a matter, or toward the end of matter to cover extra expenses such as court fees, mediation, barrister fees, forensic experts, parenting experts or other related family law expenses.
Clients may also apply for additional funds when additional or unexpected costs and expenses arise – the additional amount is simply added to their line of credit. JustFund can usually be approve these types of budget variations within a few days or even sooner for urgent matters.
This is an important feature of our service since we frequently support clients who need extra funds to leave an unsafe relationship, pay for moving costs, engage experts such as forensic accountants, or pay a deposit for a new home. Many clients express how this service provides them with the financial freedom to get expert advice, pay for school fees or afford to keep paying the mortgage and stay in their home until the settlement is finalised.
What is current pricing & fees?
Our funding model is based on being as flexible and affordable as possible and optimising outcomes for clients.
With this in mind, we decided to pass on our lower cost of capitol from our new wharehouse facility together with efficiencies and insights achieved by technical innovations drive by our proprietory payments platform with a reduced interest rate of 8.85% per annum. There are also no monthly fees or repayments required until final settlement.
This interest rate will apply to all new originating loans from November 10, 2025 who are clients of PartnerPlus+ firms.
Once approved a line of credit is subject to the following:
Interest – interest is calculated on the outstanding balance of the account. This means that interest is charged only on what is actually used from the date of each draw down – clients do not pay interest on the unused credit on the account. The current variable interest rate starts at 8.85% per annum for clients of PartnerPlus law firms.
Assessment & Administration Fee – this covers our costs of conducting a full merits assessment of a client’s application based on their unique circumstances. It depends on the complexity of the matter and size of the requested line of credit, and typically starts from $560 for credit lines up to $15,000.
Invoice Processing Fee – this covers the cost of processing invoice payments on behalf of the client and reviewing updates on the status of the legal matter. The Invoice Processing Fee is 3.75% of each amount drawn on the account.
A caveat fee may also apply depending on the circumstances. We provide a detailed breakdown of fees and charges to all applicants.
If you have any further questions or require a breakdown of fess and charges for a particular line of credit, please get in touch with us on 1300 644 980 or email partners@justfund.com.au
