Frequently Asked Questions
We’re a passionate team of lawyers, technologists and finance specialists who have come together to create Australia’s only dedicated family law finance provider. We are changing the experience and outcomes for people going through the stressful process of separating.
We help our clients to ease the financial burden of separating, achieve better outcomes and begin to rebuild their lives. We provide a flexible line of credit to enable clients to pay their legal bills, with no fees or interest payable until their settlement is finalised.

We understand the unique challenges and needs of someone experiencing separation. We look beyond what a traditional lender or bank sees. We are not fixated on things like your credit score or current income when assessing your eligibility for a loan. Instead, we assess the individual behind each application holistically and on a case-by-case basis.


Many of our clients are, or have been, the primary caregiver or the non-primary income earner in their family. We believe these people deserve financial support just as much as primary income earners. Our expertise allows us to focus on the merits of an individual’s legal case rather than their employment history or credit score.

The line of credit can be used to pay invoices submitted by a law firm, covering solicitor’s time as well as disbursements such as expert, counsel and court fees. Funds are not paid to a client but are paid directly to a law firm. We only pay invoices that are expressly approved by the borrower.
Repayment occurs when your property settlement is finalised, and only from the proceeds you receive. You can repay early and there is no early repayment fee.
We’re different from most lenders in the separation space because taking security isn’t always a requirement. Instead, we assess security requirements on a case-by-case basis. That means our funding can still be provided if you’re not on property title. In certain instances, it may be necessary to place a caveat on property where you are registered on the title and additional fees (payable only when you settle your matter) may apply in circumstances where we take security.
We are currently only able to establish a line of credit for family law separations that involve a division of property. This can include parenting matters if it is connected to or being run alongside a division of property. Unfortunately, we are unable to support exclusively parenting matters at this time.
We are currently only able to establish a line of credit for family law separations that involve a division of property. This can include parenting matters if it is connected to or being run alongside a division of property. Unfortunately, we are unable to support exclusively parenting matters at this time.
You can apply at any stage in the separation process, including at the same time as you engage your family lawyer. You can also apply if you have unpaid legal bills and would like to access funds to support their payment.
We independently assess the circumstances of your separation and your legal entitlement under the Family Law Act. Based on this assessment, we then consider whether the amount of funding required to resolve your matter is consistent with our eligibility criteria. 90% of applications are assessed within 48 hours of receiving all the information we need from you and your solicitor.

You can apply directly, or your lawyer can apply on your behalf. Our online application can be found at https://www.justfund.com.au/apply-now.

We perform a “soft” credit check, which does not impact your credit score. The soft check will be noted on your credit report, recording that we have simply requested a soft credit check on you.
You are welcome to apply to understand if you might be eligible for funding, however we can only establish a line of credit once you have selected a lawyer to act for you on your family law matter. If you don’t have a lawyer, we can always help you find one from among the scores of law firms that we work with.
That’s absolutely fine. We are happy to liaise with law firms to best assist you in establishing a line of credit.
We pay invoices within 24 hours of client approval.