Navigating separation is hard.

We provide a flexible way to pay family law fees.

Watch the video to learn more.

Level the playing field and get a fair outcome by partnering with Australia's family only dedicated family law finance provider.

Are you going through a divorce or de facto separation and concerned about the legal costs?

Facing a separation without the right representation can lead to an unfair settlement, increased stress, and a prolonged, painful process.

What if instead of being overwhelmed by legal fees, you could get the help you need, level the playing field and achieve a fair outcome?

JustFund provides a flexible line of credit to pay legal bills and disbursements associated with your divorce or separation.

You’re in safe hands. Get the expert advice you need and focus on achieving the result you deserve, without the added stress.

As family law funding specialists, we support and genuinely care about the journey our clients are on.

“JustFund was understanding and helpful when I was at a vulnerable time in my life. The application process was easy and they were there to help with any questions / queries I had. With the funding I received, I was able to participate in mediation and achieve a favourable outcome. I would highly recommend them.”

Yvette D, NSW

“Litigation at any level puts one’s mettle to the test. This is particularly so when opting out of a life-long marriage, and where the husband actively prolongs the process in order to deplete your fighting fund. JustFund provided me with the surety needed to see my matter to a successful conclusion.”

Jason I, SA

“Connecting with you gave me the financial opportunity to continue down a path that I wasn’t able to quit. Trying to pay for lawyers out of my pay cheque in advance of work getting done was not sustainable. Practically or psychologically. I do not say this lightly... your service was a lifeline.”

Jodi G, VIC

"JustFund helped me when I didn't have the funds to pay for my divorce. Without JustFund I would not have been able to pay my legal bills. JustFund was considerate, respectful and understanding of my situation. Thank you!

Melanie M, NSW

"JustFund were the only reason I was able to get to the end of my divorce settlement with the legal cover I needed. Their fees are more than acceptable, and their customer service was exceptional. Andy was brilliant to deal with, and the process couldn't have been simpler. I highly recommend utilising JustFund for both their financial assistance and their customer relations."

Kathy C, VIC

"You have been such an amazingly supportive and understanding lender. Your helpful, friendly service was so appreciated."

Leah J, SA

Australia’s leading family lawyers partner with JustFund.

How It Works

Find your way to a better tomorrow in four easy steps.

Step 1

Application

Apply online, or call us to see how we might help. We will request information from your lawyers to speed things up.

Step 2

Assessment

We determine eligibility for a line of credit, typically within one week, after receiving all the information we need.

Step 3

Approval

If approved, we advance what you need to pay your legal bills and disbursements until you settle your property matter.

Step 4

Repayment

Repay only when it’s all over and only from what you receive from your property settlement.

What makes us different to other lenders?

Let us help you secure a better tomorrow.

Frequently Asked Questions

What are the fees?

Helpfully, you will not pay any fees or interest out-of-pocket until you receive your settlement. Any applicable fees and charges are added to your account and repaid as a lump sum upon settlement of your separation. Once approved your line of credit is subject to the following:

Assessment & Administration Fee – this covers our costs to establish the line of credit and conduct a full legal merits assessment based on your unique circumstances.

Monthly Fee – this covers our costs of monitoring your case, liaising with your lawyer and processing invoice payments on your behalf.

Interest – variable rate based on the total funds drawn calculated from the date of the funding agreement.

How is JustFund different?

We understand the unique challenges and needs of someone experiencing separation. We look beyond what a traditional lender or bank sees. We are not fixated on things like your credit score or current income when assessing your eligibility for a loan. Instead, we assess the individual behind each application holistically and on a case-by-case basis.

Many of our clients are, or have been, the primary caregiver or the non-primary income earner in their family. We believe these people deserve financial support just as much as primary income earners. Our expertise allows us to focus on the merits of an individual’s legal case rather than their employment history or credit score.

What expenses can I use a JustFund line of credit for?

The line of credit can be used to pay invoices submitted by a law firm, covering solicitor’s time as well as disbursements such as expert, counsel and court fees. Funds are not paid to a client but are paid directly to a law firm. We only pay invoices that are expressly approved by the borrower.

How does repayment work?

Repayment occurs when your property settlement is finalised, and only from the proceeds you receive. You can repay early and there is no early repayment fee.

Is it necessary to provide security?

We’re different from most lenders in the separation space because taking security isn’t always a requirement. Instead, we assess security requirements on a case-by-case basis. That means our funding can still be provided if you’re not on property title. In certain instances, it may be necessary to place a caveat on property where you are registered on the title and additional fees (payable only when you settle your matter) may apply in circumstances where we take security.

Is there a minimum and maximum funding amount?

$5,000 minimum. No maximum.

When can I apply?

You can apply at any stage in the separation process, including at the same time as you engage your family lawyer. You can also apply if you have unpaid legal bills and would like to access funds to support their payment.

How do you assess eligibility?

We independently assess the circumstances of your separation and your legal entitlement under the Family Law Act. Based on this assessment, we then consider whether the amount of funding required to resolve your matter is consistent with our eligibility criteria. 90% of applications are assessed within 48 hours of receiving all the information we need from you and your solicitor.

How do I apply?

You can apply directly, or your lawyer can apply on your behalf. Our online application can be found at https://www.justfund.com.au/apply-now.

Does applying affect my credit score?

We perform a “soft” credit check, which does not impact your credit score. The soft check will be noted on your credit report, recording that we have simply requested a soft credit check on you.

Do I need a solicitor to apply?

You are welcome to apply to understand if you might be eligible for funding. However, we can only establish a line of credit once you have selected a lawyer to act for you on your family law matter. If you don’t have a lawyer, we can always help you find one from our large, national network of family law firm partners.

What if my chosen law firm isn't a JustFund partner?

That’s absolutely fine. We are happy to liaise with law firms to best assist you in establishing a line of credit.

How can my law firm become a JustFund partner?

They should visit our ‘For Lawyers’ page found at https://www.justfund.com.au/for-lawyers